November 21st, 2009 
Andy Zain Every state has financial responsibility law. That means that you must either have liability insurance or prove that you are financially able to pay for damage that you cause in an accident. One of the best ways to save money is to get several insurance companies to give you a car insurance estimate or quote before purchasing any insurance.
You can get car insurance estimates in several ways. One would be to walk into a car insurance agent’s office and ask for a quote. This is probably the worst way to get car insurance quotes. It is difficult to say, “I will check back with you” when you are looking the agent right in the eyes, but that is what you need to do in order to get the best price on car insurance.
A smarter way to compare prices is to use the phone to ask for several insurance quotes from different companies or agents. They will ask to call you back with the quote. Do not be put off by this, it is standard practice, and while they are running your numbers, you have the chance to call for more quotes. When a company calls back with a quote, you have an excuse to say no, you are waiting on other quotes. After you get three or four quotes, call back the company that offers you the best price and you are saving money on you insurance. Do not agree on prices until all the estimates are back.
Probably the best way to buy insurance is by using an automated quote request online. The automated system sends your information to three or four companies that know they must be competitive in price to get your business. They will then send you a quote by e-mail or call you with the quote. Even if you get a phone call, ask for the agent to e-mail the quote so that you can print out a paper record to compare side by side with all the other quotes.
After getting all the quotes, choose the company with the best price and buy the insurance.
To save even more money, pay the entire premium at once. This may save you up to sixty dollars for a six month policy.
Drive safely and obey the traffic laws and your insurance prices will remain low or even cost you less. In three years, all moving violations and accidents disappear from your driving record.
For information and tips on cheap business car insurance and instant car insurance quotes visit Online Car Insurance Quotes
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